Multicurrency accounts
Deposit, hold and use USD, EUR and other currencies in one place. Check indicative rates, switch between currencies and preview a transfer.
Designed for everyday life, so paying, spending and sending money just feels easy.
Your Spirit One card is ready!
Whether you're paying a friend or moving funds abroad, it's easy to do and built to give you peace of mind.
Deposit, hold and use USD, EUR and other currencies in one place. Check indicative rates, switch between currencies and preview a transfer.
Whether you're splitting lunch or paying a business partner, sending money on Spirit One is instant and easy.
Heading or living abroad? Discover a clear way to convert between USD, EUR and many more, all in one app.
On the rails of crypto.









Send money straight to a card. An easy way to pay with fewer steps. Works with Mastercard and Visa.

Indicative mid-market rates by Exchange Rate API, updated daily.
This calculator is provided for illustrative/reference purposes only; not all currencies shown may currently be supported.
We're making international transfers simple and inclusive — with great exchange rates and money that actually arrives on time.
Open an account in minutes and take control of your everyday spending.
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